We're revolutionizing automotive finance by bringing transparency, choice, and control to car buyers everywhere
At RateGuide, we believe that buying a car should be exciting, not stressful. That's why we created a platform that empowers consumers with direct access to real lenders-before they ever step foot in a dealership.
Many dealerships mark up lender-approved interest rates without disclosure, costing consumers billions annually in excess interest.
Getting competitive pre-approvals creates friction and lost time.
We eliminate hidden dealer markups and connect you with a diverse network of credit unions, banks, and lenders-all in one place.
No credit impact. No hidden fees. Just transparent rates.
Car buyers from Metro Detroit trust RateGuide for their perfect auto loan
Fighting the hidden dealer markup industry through transparency
Nationwide network of trusted lenders competing for your business
Founded by automotive finance veterans and tech innovators, RateGuide combines deep industry expertise with cutting-edge AI technology to deliver personalized loan matches that save you time and money. Built in Michigan.
Built by industry veterans passionate about transforming automotive finance
Co-Founder & CEO
Automotive Specialist & Serial Entrepreneur
Evan Waid is an entrepreneur and automotive specialist whose career blends customer service leadership with hands-on experience in the automotive industry. Beginning his career in 2016, he advanced into management roles at several respected hospitality establishments, developing strong communication skills, operational discipline, and a high standard for client experience.
Over the past several years, Evan has launched multiple ventures across media, e-commerce, and automotive sales, including Nonstop Creatives, an Amazon FBA business, and Nonstop TCGs. His most established venture, Nonstop Imports, has operated since 2019 and specializes in sourcing and selling Japanese domestic market vehicles. He is currently pursuing a Finance degree at Oakland University and remains focused on building businesses that prioritize transparency, innovation, and consumer trust.
"Transparency isn't just good business—it's the foundation of trust. That's what RateGuide is built on."
Co-Founder & COO
Entrepreneur & Airline Pilot
Ryan Patterson is an entrepreneur and professional airline pilot whose career combines the discipline of aviation with venture development. He graduated early from Embry-Riddle Aeronautical University with a B.S. in Aeronautical Science and a minor in Entrepreneurship, earning Magna Cum Laude honors.
Ryan holds the Airline Transport Pilot (ATP) certificate and is type rated as Pilot in Command on the Boeing 737. He also holds Certified Flight Instructor (CFI and CFII) certifications and has delivered more than 800 hours of flight instruction. His background in aviation, leadership, and venture development shapes his disciplined approach to building innovative, trustworthy companies.
"Discipline, precision, and trust—principles from the cockpit that drive everything we build at RateGuide."
No hidden fees, no surprises. We believe in complete honesty and clarity throughout your journey.
Your success is our success. We're committed to putting your needs above everything else.
We leverage cutting-edge AI and technology to continuously improve your experience.