Who's in the network

Our network spans regional and national banks, member-owned credit unions, manufacturer-backed captive lenders, and digital-first auto lenders. Each brings different strengths — some specialize in strong-credit borrowers, others in rebuilding credit, new purchases, used vehicles, or refinancing.

How matching works

When you complete the questionnaire, RateGuide matches your profile to lenders whose programs fit your credit range, vehicle, and budget. You review real, lender-backed offers side by side, with no credit impact until you choose to formally apply.

For lenders: join the network

Lenders partner with RateGuide to reach pre-qualified borrowers actively comparing auto loan offers. Partners pay only for qualified matches, set their own credit tiers and loan-to-value bands, and can go live with a hosted dashboard or postback API within days.